The 3-day wait for a bank wire to clear is officially a thing of the past. Today, January 15, 2026, Interactive Brokers ($IBKR) announced that its clients can now fund their brokerage accounts 24/7 using stablecoins, enabling them to move from "crypto wallet" to "global stock market" in under 60 seconds.

How it Works (The Zero Hash Partnership): Through a strategic integration with Zero Hash, IBKR now provides a secure infrastructure for instant conversion:

1. Phase 1 (Live Today): Support for USD Coin ($USDC). Clients can deposit USDC directly from any external wallet.
2. Phase 2 (Launching Next Week): Expansion to include PayPal USD ($PYUSD) and Ripple’s $RLUSD.
3. The Process: Upon receipt, stablecoins are automatically converted to USD at a transparent fee of 0.30% (min. $1) and credited to the brokerage account.

⚠️✴️ #IBKR #USDC #PYUSD #RLUSD #Stablecoins #Fintech2026 #InteractiveBrokers

CEO Milan Galik’s Statement:

"Stablecoin funding addresses a critical pain point in accessing global capital markets. Our clients can now transfer funds and begin trading within minutes, regardless of where they are in the world or whether the banks are open."

Interactive Brokers has just turned every crypto wallet into a "high-speed brokerage feeder." This move will likely force Fidelity and Charles Schwab to follow suit before the 2026 midterms, as the "Crypto Voter" (covered in our previous post) demands the same speed in finance that they have in communication.